Remote Insurance Underwriter – Florida

Introduction: Supporting Risk With Compassion and Expertise

Imagine building a career from your own home where your critical thinking and empathetic approach influence decisions that protect individuals and businesses across the nation. As a Remote Insurance Underwriter based in Florida, you'll play a key part in shaping responsible risk management strategies—balancing analytics with empathy, and structure with sincerity. This opportunity is tailor-made for professionals who not only understand risk but also value the human lives behind every policy.

At the heart of this role is a commitment to fair underwriting practices and a workplace that genuinely values inclusivity, collaboration, and personal well-being. Whether you’re screening new policies or communicating with clients and agents, your voice will carry the values of equity and integrity. You'll be part of a diverse team where every opinion matters and where professional growth is nurtured alongside personal satisfaction.

Key Responsibilities: Driving Precision and Fairness

Risk Evaluation and Analysis

• Evaluate insurance applications with an unbiased perspective, utilizing actuarial data, loss history, and industry trends.
• Determine appropriate coverage levels and premiums for applicants, striking a balance between risk and business value.
• Analyze demographic and geographic factors specific to Florida and neighboring regions for regional accuracy.

Collaboration With Stakeholders

• Work closely with underwriters, brokers, and policyholders to communicate decisions clearly and respectfully.
• Coordinate with regulatory and legal experts to confirm that underwriting practices align with regulatory standards.

Documentation and Decision-Making

• Maintain clear, well-organized underwriting records and decisions in internal systems.
• Use professional judgment in borderline cases, providing rational documentation to support conclusions.
• Uphold transparency in risk assessment, ensuring all decisions are traceable and well-substantiated.

Work Environment: Where Remote Truly Feels Connected

Inclusive and Empowering Culture

In our virtual environment, everyone has a voice. We’re dedicated to cultivating a workplace where team members from all walks of life feel recognized, supported, and celebrated. Our inclusive workplace welcomes diverse perspectives because we believe that embracing diversity makes us stronger and smarter together.

Emotional Support and Belonging

We recognize that remote work can sometimes feel isolating. That’s why we prioritize human connection. Weekly video check-ins, virtual team bonding sessions, and peer-led mentoring circles are part of our commitment to employee wellness and fostering a sense of belonging. Your story matters here, and you’ll feel it from day one.

Equal Opportunity From Every Angle

We are an equal opportunity employer that values compassion, fairness, and justice. Our policies are built to provide equal footing and prevent bias in hiring, performance reviews, and promotion opportunities.

Tools and Technology: Empowering Excellence Remotely

Underwriting Software and Data Tools

• Use modern underwriting platforms tailored to insurance workflows.
• Leverage data visualization tools to inform decision-making.
• Access secure document storage and policy systems to streamline workflow.

Communication and Collaboration Platforms

• Microsoft Teams, Zoom, and Slack keep you connected across departments.
• Internal CRM tools help manage client records, communication logs, and claim histories.

Workflow and Task Management

• Task boards and project tracking apps, such as Trello and Asana, ensure efficiency and visibility.
• Automated reminders and digital approval processes minimize manual errors, ensuring a smooth workflow.

Qualifications and Skills: What We’re Looking For

Required Background

• Bachelor’s degree in Risk Management, Finance, Insurance, or a related field.
• Minimum of 2 years of experience as an underwriter in property, casualty, life, or health insurance.

Core Competencies

• Deep understanding of underwriting principles, local regulations, and compliance practices.
• Strong decision-making abilities backed by analytical reasoning and ethical integrity.
• Strong communication abilities, both written and verbal, paired with a collaborative spirit.

Desirable Attributes

• A proactive attitude and comfort working independently.
• Familiarity with Florida-specific insurance risks and guidelines.
• Commitment to upholding fair practices and fostering equity within the industry.

Growth and Development: More Than Just a Job

Career Advancement

Your development matters to us. We provide structured learning paths that include certifications, advanced underwriting modules, and cross-training with claims and actuarial teams. Remote doesn’t mean limited—you’ll have room to grow.

Mentorship and Coaching

Each new underwriter is paired with a mentor to guide them through their first six months. Ongoing coaching sessions are available to help navigate unique policy situations and build professional confidence.

Diverse Team, United Vision

You’ll join a team of professionals from various backgrounds who share a common mission: to protect policyholders while treating every application with care and thoughtfulness. We believe in growing together through inclusion, mutual respect, and a passion for ethical underwriting.

Compensation and Benefits: A Package That Supports You

• Annual salary: $48,221, fully remote with no commuting costs.
• Flexible work hours to accommodate life’s responsibilities.
• Comprehensive health, dental, and vision plans.
• Wellness stipends and access to virtual mental health services.
• Paid parental leave and generous vacation policy.
• Retirement savings options with company matching.

Call to Action: Let Your Expertise Make a Difference

If you're an experienced underwriter seeking meaningful work in a supportive, inclusive, and future-forward environment, this is the opportunity you've been waiting for. Join a company that values your expertise and encourages you to grow, not just as a professional, but as a person. Step into a role where your decisions protect futures and where your workplace feels like home.

Apply now to bring your insight, compassion, and drive to a team that sees you for who you are—and supports you in becoming everything you can be.